Fake Email? or Phishing Email?

I got this email from Cathy Clarke…

It claimed to be able to help me get a tax refund due to the SETC and ERC federal programs because of the pandemic

 

Here is text of email:

Hi <insert-name>,

Just wanted to check if you’ve submitted your tax refund claim yet?

SETC and ERC are federal government programs designed to give businesses tax refunds for the difficult times during the COVID 19
pandemic.

Self-employed workers can get up to 32k, and businesses can receive 26k for every employee they employed during that time.

Most businesses and self-employed individuals qualify (90%), and it takes just 10 seconds to find out if you are eligible! 

This is the actual text with link “exposed”:

Calculate and Claim My Refund [http://email.business3.theinsurancequoter.com/c/eJyEks1u3CAYRZ_G7IgwYBsvWIyUjNouonbTSbMZ8fMxpjHgAHaSPn3lUVtlEalbdA9cnYs5eyune_X9R29OT4dvcHp4vgTdFmSlclozh2wKykep1-IjlMJu6gQ-ljWraOB5TRXyjUkBgWwHSsTABtYhCMrP5wClqAvsb9x9YtMh3LLbL59_ulUH6sf-T6q-LSBfUn5yc3p5d7ZjtleEm7HH0JkOczAOaw0U65YM4Jzre8veI6XCsnNcWQuDo1i4lmHeWYtH5ig2ohsHDgboOCKIm88pBohVLjnZ1VSfIpok6aweRwA2GGKYJpQS2_XCCeDOUcGQl5RQToaWtZSKrrshSrRCQz-InlnGoeHkv8JmOdW6lIYdGnps6PEvUNVrBrdGW_ZYQ49oTtedxMPhRPnd6f7IlXuMc_r6uKEAdUpWqsWjJafNW8hy93FZI8qypvj2q-HE-dfN5_V6IyppzQbkVRv2ZcO7fMioSpPC-cPfUCXU87-NqtwbfVhnk_R3AAAA__8rassZ]

Our streamlined refund process is not only effortless but comes with zero obligations or risks.

Don’t delay, because there is a very small window of time to access this money.

Kind regards,
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In the image an arrow where the link goes is to theinsurancequoter.com.

The domain name theinsurancequoter.com is based out of England which is definitely a red flag for any kind of United states government program.
Besides, the pandemic programs are all out of time - there is nothing that was extended up til today(July 2024) especially the small business stuff.

If you do look up setc then this is what you will find out:

What Dates Are Eligible For FFCRA/SETC Income Tax Credits?

The dates you can claim under FFCRA/SETC income tax credit are between April 1, 2020 – March 31, 2021, and up to 10 days for dates between April 1, 2021 – September 30, 2021.

So this program was available (as I remember with tax season 2022) but not in 2024.

Either way this is an IRS / tax thing not I will fill out a form with a company out of the UK to get my money.

it is highly likely a phishing financial scam fraud.

 

Time to delete and move on.